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Loans | Savings | Certificates

Effective as of July 29 ,2010
Rates subject to change without notice

Loans	Minimum Loan Amount	Maximum Loan Amount	Rate	APR*	Term
Home Improvement	15.000.00	40.000.00	5.750	5.750	60	Calculator
Home Improvement	15,000.00	40,000.00	6.000	6.000	120	Calculator
Home Improvement	15,000.00	40.000.00	6.500	6.500	180	Calculator
Home Equity Line of Credit - Variable Rate	20,000.00	150000.00	3.250	3.250	120	Calculator
Home Equity Loan	20,000.00	150000.00	5.250	5.250	60	Calculator
Home Equity Loan	20,000.00	150000.00	5.750	5.750	120	Calculator
Home Equity Loan	20,000.00	150000.00	6.000	6.000	180	Calculator
New Auto Loan		90% of NADA or purchase and sales.	3.500	3.500	24	Calculator
New Auto Loan		90% of NADA or purchase ansd sales	5.000	5.000	48	Calculator
New Auto Loan		90% of NADA or purchase and sales.	5.250	5.250	60	Calculator
Used Auto Loan		90% of NADA or purchase and sales.	4.250	4.250	24	Calculator
Used Auto Loan		90% of NADA or purchase and sales.	5.250	5.250	48	Calculator
Used Auto Loan		90% of NADA or purchase and sales.	5.750	5.750	60	Calculator
Personal - Unsecured		$15000.00	10.75	10.75	48	Calculator
Personal - Passbook Loans		Up to passbook balance	3.000	3.000	18	Calculator
Personal - Passbook Loans		Up to passbook balance	3.500	3.500	60	Calculator
Personal - Passbook Loans		Up to passbook balance	5.000	5.000	84	Calculator
Recreational Vehicle/Boat New & Used		$55000.00	6.250	6.250	36	Calculator
Recreational Vehicle/Boat New & Used		$55000.00	7.000	7.000	48	Calculator
Recreational Vehicle/Boat New & Used SPECIAL		$55000.00	7.750	6.250	60	Calculator
Recreational Vehicle/Boat New & Used		$55000.00	8.250	8.250	96	Calculator
Recreational Vehicle/Boat New & Used		$55000.00	8.500	8.500	120	Calculator
Recreational Vehicle/Boat New & Used		$55000.00	9.000	9.000	180	Calculator
Mobile Home	10,000.00	Lesser of $35000 or 80% of purchase	7.000	7.000	60	Calculator
Mobile Home		Lesser of $35000 or 80% of purchase	7.250	7.250	120	Calculator
Mobile Home		Lesser of $35000 or 80% of purchase	7.500	7.500	180	Calculator
Mobile Home		Lesser of $35000 or 80% of purchase	8.500	8.500	300	Calculator

*APR = Annual Percentage Rate
Please contact us for specific loan requirements.
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Effective as of July 29, 2010
Rates subject to change without notice

Savings	Minimum to Open	Minimum Balance	Interest Rate	APY*	Term
Regular Share/Savings Account	$25.00	$10.00	0.250	0.25	n/a
Holiday/Vacation Clubs	$5.00	$10.00	0.250	0.250	n/a
Money Market - $1000 or greater		$1000	0.500	0.500	n/a
Money Market - under $1000			0.100	0.100	n/a
NOW Account	$25.00	$10.00	0.250	0.250	n/a

*APY = Annual Percentage Yield
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Certificates Minimum Deposit Dividend Rate APY* Term

6 Month Certificate $1,000.00 1.00 1.01 6

6 Month Certificate 50,000.00 and over 50000.00 1.05 1.06 6

12 Month Certificate $1,000.00 1.15 1.16 12

12 Month Certificate 50,000.00 and over 50000.00 1.20 1.21 12

15 Month Certificate $1,000.00 1.20 1.21 15

15 Month Certificate 50,000.00 and over 50,000.00 1.25 1.26 15

30 Month Certificate $1,000.00 1.75 1.77 30

30 Month Certificate 50,000.00 and over 50,000.00 1.80 1.82 30

*APY = Annual Percentage Yield
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